January – February Market Update Regime Change December Recap and January Outlook The weekend after a mid-week New Year’s Eve is usually a slow news cycle. Not this year. 2026 started off with the announcement that the Trump administration had captured Nicolas Maduro, the President of Venezuela. The United States government’s disapproval of Maduro’s regime…
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Market volatility is inevitable, but your investment strategy doesn’t have to suffer. Learn five proven strategies that can help protect and grow your portfolio during uncertain times. Market volatility can be unsettling for investors, but it’s a normal part of the investment landscape. At TGA Capital Management, we believe that a well-thought-out strategy can help…
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Just retired? Use this checklist to review your portfolio, set a withdrawal strategy, plan for required distributions, and understand Social Security timing. 1) Review the portfolio (and the inflation problem) Some retirees shift heavily to fixed income, but if returns don’t keep up with inflation, purchasing power can erode. It may be worth considering keeping…
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Many people underestimate retirement expenses. Use an expense worksheet to separate essentials vs discretionary spending and plan for one-time costs. Most retirement plans fail on the same step: expenses Many people underestimate their expenses, and it’s smart to track spending for a few months to make sure estimates align with reality. Before you can decide…
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Learn how a risk tolerance questionnaire works, what your score means, and how it can guide a portfolio mix aligned to your goals and timeline. Risk tolerance is not a vibe. It’s a planning input. Risk tolerance is an investment term that refers to your ability to endure market volatility, and it influences both investment…
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Not sure how much risk to take? Use these three simple factors—personality, time horizon, and risk capacity—to better gauge your risk tolerance. Start with the definition Risk tolerance is your ability to endure market volatility. It affects your choice of investments and the overall portfolio mix. If you’re unsure where you land, don’t guess. Use…
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Active vs passive isn’t an all-or-nothing decision. Learn the real tradeoffs—costs, taxes, flexibility—and how to choose an approach that fits. The debate in one sentence Active investing aims to beat a benchmark. Passive investing aims to match a benchmark while minimizing costs that can reduce net returns. Why passive investing stays popular Indexing can create…
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Learn how the core-satellite portfolio strategy blends low-cost index exposure with selective active positions—without making your fees explode. What is a core-satellite strategy? Instead of choosing active or passive, the core-satellite approach blends both. The “core” is typically cost-efficient passive investments designed to track a benchmark, while “satellites” are often active positions intended to potentially boost returns…
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